User Agreement

The User Agreement on onlineloanpilipinas.ph governs the terms and conditions for utilizing the platform, prioritizing the interests, safety, and data confidentiality of our visitors. Before accessing the platform, visitors must review and accept the agreement. Disagreement with any clause requires termination of the session. By using our site, you explicitly consent to abide by the terms. 

Overview of services offered by this website 

Our platform, onlineloanpilipinas.ph, showcases microcredit offers from major lenders in the Philippines. Users can conveniently compare these offers on our page, which streamlines the search and selection process by consolidating all necessary information on a single page. Please note that the content on our site does not constitute specific loan offers. Instead, users can follow the link to the selected lender's website to obtain a tailored microcredit offer and familiarize themselves with its conditions and requirements. 

User entitlements and responsibilities 

Users have the right to access and use the site's content for personal purposes, such as gaining insights into Philippine lenders, familiarizing themselves with loan offers, comparing available options, and obtaining relevant loan-related information. Users have the right to use all services provided by the site free of charge. Users are strictly prohibited from using the site's content for commercial purposes without explicit permission from the site administration. Usage of the website must comply with Philippine laws. There is a prohibition for users against infringement of intellectual property rules. Users are responsible for their own data and the accuracy of provided personal information. The site administration reserves the right to restrict access to users who violate the specified conditions. 

Website administration entitlements and responsibilities 

The site administration has the authority without prior notice to users to modify the site's content and design, including removing materials. We have the right to change the terms of the user agreement at any time without prior notice due to changes in legislation, site updates or other reasons. If you continue to use our site after changes have been made, this means that you agree to the new terms. We recommend checking the user agreement periodically to be aware of any changes. Our commitment is to ensure the seamless functionality of the platform and resolve technical issues promptly. We prioritize the protection and privacy of user data, adhering to Philippine laws and our privacy policy. We guarantee the safety of your data and will not disclose it to third parties without your consent. With your permission, we may notify you of different valuable information using your contact details. In the event of a violation of the user agreement, privacy policy, or site rules, specific user access to the platform may be temporarily or permanently restricted. This measure upholds the security of the web resource and complies with Philippine legal requirements. Please be aware that we are not required to provide prior notification to users regarding such actions. 

The administration's responsibility has certain limitations: 

The content provided on our site is for reference purposes, and we cannot guarantee its reliability or accuracy. Users are advised to independently verify loan-related information on the official websites of microfinance organizations. Transactions between the lender and the user, as well as any consequences resulting from a breach of contract, are beyond our responsibility. We do not offer loan services or provide guarantees regarding their quality or compliance with descriptions. Inquiries or complaints about the loan service should be directed to the relevant third-party provider. Users bear sole responsibility for decisions made based on the information provided on our platform. We are not financial advisers or intermediaries in micro-credit transactions. We disclaim responsibility for violations of Philippine laws or the rights of third parties. We cannot be held accountable for damages or losses resulting from platform usage or breakdowns.  

Disputes and disagreements: 

Parties are obligated to resolve any disputes or disagreements through negotiations. If negotiations fail, parties may seek legal remedies as provided by the law. Our company ensures compliance with users' rights as per the Philippines legislation. If you believe your rights have been violated while using the site, contact our support for assistance. 

Contacting Us: 

We are always ready to answer your questions and suggestions. You can reach us through the feedback form on our website or via email.